Analysis of "all risks" clause in PICC marine cargo insurance;
人保海洋运输货物保险条款中的“一切险”条款
A dispute about covered risks under the "all risks"clause of marine cargo insurance has caused many problems in the practice of insurance and judgement under the legal system of China.
近些年来,我国保险业对海洋运输货物保险中"一切险"的承保范围问题一直存在颇多争议,文章结合我国海上货物运输保险中"一切险"条款的历史由来及海上货物运输保险的发展现状,探讨了"一切险"条款的本意,进而提出了完善我国海洋运输货物保险中"一切险"条款的一些设想。
The All Risks Clauses contained in the Ocean Marine Cargo Clauses of People s Insurance Company (referred to below as the PICC) are " Aside from the risks covered under the F.
《海洋运输货物保险条款》规定,"一切险除包括平安险和水渍险的各项责任外,还负责被保险货物在运输途中由于外来原因所致的全部或部分损失",而对于"外来原因"条文中却没有作出明确界定,对此我国保险界历来颇有争论。
The Analysis of the PICC"All Risks"Terms——The Comparison of the ICC(A);
PICC“一切险”条款分析研究——与ICC(A)条款比较
FPA, WPA, or All Risks.
平安险，水渍险及一切险。
Does All Risks include War Risk?
一切险也包括战争险吗？
Contractor's All Risks (CAR)
建筑工程一切险（建工险）
EAR (erection all risks)
安工一切险或：安工险
Erection All Risks (EAR)
安装工程一切险（安工险）
CAR (construction all risks)
建工一切险或：建工险
insurance with particular average (WPA), basic risks. insurance against all risks.
综合险，应保一切险
Do you cover risks other than WPA, FPA and All Risks,
除水渍险，平安险和一切险外，
"All marine risks" means less than "all risks".
“一切海洋运输货物险”比“一切险”范围小一些。
Obviously you will not want all risk cover.
显然你不想保一切险。
all risks whatsoever
不论任何原因的一切险
The three basic risks are Free from Particular Average(F.P.A.), With Particular Averaged(W.P.A.) and All Risks(A.R.).
这三种基本险是平安险、水渍险和一切险。
An All Risks policy is to cover every sort of hazard.
一份投保一切险的保单保各种风险。
All Risks@ insurance should cover all principal risks.
“一切险”应包括全部主要风险。
Mm... What losses will be covered by your All Risks?
嗯，……你们的一切险包括哪些风险？
S: Then" all marine risks" means less than" all risks"?
史：那么"一切海洋运输货物险"是否意味着比"一切险"范围狭一些呢？
W: Do I understand that All Marine Risks means less than All Risks?
那么，“一切海洋运输货物险”是否意味着比“一切险”范围狭一些呢？
Then" all marine risks" means less than" all risks" .
那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。