This paper first gives an explanation of moral hazard in the insurance field,and then offers a game theory model about insurance pricing according to the non zero sum game analysis between the insurer and the insured when moral hazard exists.
对保险领域中道德风险的概念进行了界定 ,提出了道德风险存在时保险人与被保险人非零和博弈保险定价问题的一种对策模型 。
With the integration of contemporary insurance economics with financial economics,introducing the concept of finance-type insurance products and applying finance theory to insurance pricing can make up for the shortcoming of the traditional insurance pricing model which was ignorant of investment return.
在当代保险经济与金融经济融合的背景下,将金融理论运用于保险定价可以弥补传统的保险定价模型忽视投资收入的缺陷和不足。
Application of Black-Scholes Option Pricing Model in valued insurance pricing;
B-S期权模型在定值保险定价中的应用
acknowledgement of declaration
预约保险申报确认书
The open cover shall be evidenced by an open policy to be issued by the insurer.
预约保险合同应当由保险人签发预约保险单证加以确。
We shall take out insurance at this under our Open Policy.
我们可以凭我方预约保险单提取保险金。
Open cover is an even more flexible type of insurance.
预约保险是一种灵活性更大的保险类别。
We shall be glad if you let us have the policy and your cover note as soon as possible.
如蒙将预约保险单及保险证明书尽快寄来，不胜欣慰。
We shall be glad to hear whether you are prepare to Issue an open policy for us $ 115000 In respect of the shipment .
请告知该批货物可否开保险金额115000美元的预约保险单。
Our open cover will provide a maximum limit of protection for the shipment.
我们的预约保险单会为货运提供最大限度的保障。
agreed (insured) value
约定保险价值，约定价值
A written contract or certificate of insurance.
保险单，保险契约一张书面的保险契约或证明
Analysis of Financial Problems in Chinese Public Endowment Insurance and Their Countermeasures;
我国公共养老保险资产积累特征、预算约束与对策
Index-Based Insurance Contract--Innovation in Agricultural Insurance;
指数保险合约——农业保险创新探析
excess of loss reinsurance
超额损失合约再保险
stipulated loss value
约定损失价值，保险价值
New York Insurance Exchange
美国纽约保险交易所
minimum and deposit premium
最低保险定金最小预付保险费
dual valuation clause
双保价条款(船壳保险中约定两种保价
Optimal insurance contracts under particular moral hazard;
道德风险情况下的最优保险契约模型
One that holds an insurance contract or policy.
保险客户，投保人拥有一张保险契约或保险单的人