Protection of Bank Right and Interests in the Mortgage of Commodity Apartment;
商品房按揭中银行权益之保护
Notarization notification about the merchandise building mortgage loan contract;
浅谈商品房按揭贷款合同的公证告知
Because of a late start of the mortgage system in China, the complete set of laws and regulations is still not perfect, resulting in the problems causing a series of disputes in the buildings transaction.
我国的按揭制度起步较晚,与之相配套的法律、法规尚不健全,致使在房屋买卖中出现了一系列引起争议的问题。
The Construction and Application of Reverse Mortgage Actuarial Model;
“倒按揭”养老模式的精算模型构建与应用
Reverse mortgage mode with a Markov interest rate process was established, and the pricing equation of reverse mortgage model was obtained.
建立了利率服从Markov链的倒按揭一般模型,得到了倒按揭模型的定价方程式;在几种特殊情形下,给出了定价的精确公式。
The development of reverse mortgage in commercial banks can increase the new service type,expand the market and obtain more profits space.
商业银行开展倒按揭业务,可以增加新的业务种类,拓展市场,获取更多利润空间。
This paper expounds the features and main representation forms of the false mortgage loan for house,analyzes on reasons and damages of false mortgage,and based on this,advances some suggestions on preventing the false mortgage loan for house.
简述了虚假房屋按揭贷款的特征及主要表现形式,分析了虚假按揭的形成原因及其危害性,在此基础上提出了防范虚假房屋按揭贷款的建议。
Academic circles only just start their research on the mode of mortgage loan,so the relative papers can hardly be found.
学术界对客车按揭贷款模式的探索才刚刚起步。
There are a lot of traps in the personal mortgage loan, all relevant article aims to protecting the bank interests at present, few article analyses such questions for protecting debtor s interests, in view of this, this text analyses the common risk and trap in the course of individual Mortgage loan and refunds , and put up some settlement measures.
个人按揭贷款中存在很多陷阱,目前此类相关文章都是从保护银行的角度出发,而从保护借款人利益的角度进行分析的文章却几乎没有,鉴于此,本文对个人贷款与还款过程中常见的风险与陷阱进行分析,并提出一些解决措施。
New Models of Mortgage Repayment;
住房按揭还款新模型研究
"If only they pay the mobile phone bill in advance,consumers can get mobile phones free and interest free mortgage.
"免息按揭预缴话费送手机"是近年来颇受广大消费者欢迎的一种新型的手机销售方式。
Buy-back clause in mortgage of house for loaning is also called buy-back of insolvency.
房屋按揭中的回购又称为无力还贷型回购,从条款设立的目的以及回购人履行义务所表现出来的效果来看,将其定性为保证担保行为而不是买卖行为更有利于回购关系中各方利益的平衡,但前提条件是保证人能够行使代位权。