Nowadays, there are many unsolved problem existing in the process of implementing the loan rating methods in issuing bank loans, for example, the reform is far from complete, accounting system and taxation system do not match, capital account of enterprise is not good, hardware of the banks are not sufficient and the staff of the banks are not well trained.
目前 ,我国推行的贷款五级分类法在实行中存在经济体制改革不到位 ,会计、税收制度不配套 ,企业资本状况不佳 ,银行硬件环境存在不足 ,银行职工素质不高 ,操作不利等问题。
the five-category asset classification approach
五级分类法划分贷款质量
The five-category assets classification for bank loans
贷款质量五级分类办法
Five - category assets classification for bank loans
贷款质量5级分类办法
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be gradually set up and substantially reduce the proportion of NPLs.
全面推行贷款质量五级分类方法，逐步成立金融资产管理公司，大幅度降低不良贷款比例。
Problems and Their solutions in Implementing the loan rating method in Issuing Bank Loans;
推行贷款五级分类法存在的问题分析
Many countries have classified loans into five categories-normal, interest, secondary, doubt and loss.
把贷款划分为正常、关注、次级、可疑、损失五类是很多国家的做法。
Q: What's the significance for classifying loans into five categories?
问：贷款五级分类的意义何在？
Beginning this year, commercial banks will implement, in an all-round way, the system of classifying the quality of loans into five grades while improving their work in release of information.
商业银行从今年开始要全面实行贷款质量五级分类制度，改进信息披露。
For a long time, China's loan quality is divided into normal and unsound categories in terms of the time limit.
长期以来，中国银行按期限将贷款质量划分为正常贷款和不良贷款。
Five-level Classification of Rural Credit Cooperatives: Problems & Proposals;
农村信用社实行贷款五级分类的问题分析
Superficially Discuss Rural Credit Cooperative Implements Five Categories in Shanxi Province;
山西省农村信用社实施贷款五级分类之探讨
Application Study on the Risk Based Loan Grade Classification Method in Our Country;
贷款风险等级分类法在我国的应用研究
by country and type of creditor
按国别和贷款人类别划分
Through such procedure,th e final result of loans risk classification can be got.
从而得出了最终的贷款风险分类等级。
Fourth, the quality of loans will be classified in accordance with common international practices, and an examination system will be introduced.
第四，今年底，按照国际惯例划分贷款的质量，实行考核制度。
To Analyze Asset Quality of Loans from Mortgage Indicator;
从抵(质)押物指标分析贷款资产质量
Limits of authority for examining and approving loans should be rationally defined.
合理划分贷款审批权限
The Classification of Loan Risks Based on the Analysis of Bank s Cash Flow;
基于现金流量分析的银行贷款风险分类