Nowadays, there are many unsolved problem existing in the process of implementing the loan rating methods in issuing bank loans, for example, the reform is far from complete, accounting system and taxation system do not match, capital account of enterprise is not good, hardware of the banks are not sufficient and the staff of the banks are not well trained.
目前 ,我国推行的贷款五级分类法在实行中存在经济体制改革不到位 ,会计、税收制度不配套 ,企业资本状况不佳 ,银行硬件环境存在不足 ,银行职工素质不高 ,操作不利等问题。
Five - category assets classification for bank loans
贷款质量5级分类办法
The five-category assets classification for bank loans
贷款质量五级分类办法
the five-category asset classification approach
五级分类法划分贷款质量
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be gradually set up and substantially reduce the proportion of NPLs.
全面推行贷款质量五级分类方法,逐步成立金融资产管理公司,大幅度降低不良贷款比例。
Problems and Their solutions in Implementing the loan rating method in Issuing Bank Loans;
推行贷款五级分类法存在的问题分析
Application Study on the Risk Based Loan Grade Classification Method in Our Country;
贷款风险等级分类法在我国的应用研究
Beginning this year, commercial banks will implement, in an all-round way, the system of classifying the quality of loans into five grades while improving their work in release of information.
商业银行从今年开始要全面实行贷款质量五级分类制度,改进信息披露。
How to apply classification tree to five loan classification in Commercial Banks of China
分类树应用于商业银行贷款5分类的探讨
Through such procedure,th e final result of loans risk classification can be got.
从而得出了最终的贷款风险分类等级。
Q: What's the significance for classifying loans into five categories?
问:贷款五级分类的意义何在?
For a long time, China's loan quality is divided into normal and unsound categories in terms of the time limit.
长期以来,中国银行按期限将贷款质量划分为正常贷款和不良贷款。
Many countries have classified loans into five categories-normal, interest, secondary, doubt and loss.
把贷款划分为正常、关注、次级、可疑、损失五类是很多国家的做法。
To Analyze Asset Quality of Loans from Mortgage Indicator;
从抵(质)押物指标分析贷款资产质量
Five-level Classification of Rural Credit Cooperatives: Problems & Proposals;
农村信用社实行贷款五级分类的问题分析
To Perfect External Law Environment,To Improve Credit Assets Quality;
优化外部法律环境 提高贷款资产质量
The bank loaned him $ 5000 to start his business.
银行借给他5 000 美元贷款开办企业。
Within the borrowing time limit, the borrower may, according to the methods of repayment provided by the lender, repay the principal and interests of the loan by installment or by lump sum in full.
在借款期限内,借款人按照贷款人规定的还款办法,可分次或一次性地足额归还贷款本金和利息。
Superficially Discuss Rural Credit Cooperative Implements Five Categories in Shanxi Province;
山西省农村信用社实施贷款五级分类之探讨